A thriller set in Benares, Jaipur, Mumbai and Delhi, Setters is about a racket profiteering from academic scams. The film follows a cat-and-mouse game between two good friends: one a cop, and the other a "setter" who arranges brilliant students in place of weak students to appear in examinations.
Fun loving couple George and Marion Kerby, bank stockholders, are killed in a car accident. As ghosts they need to to a good deed to get into heaven. Their target, stuffy, hen-pecked bank president, Cosmo Topper. Their good deed, they decide, should be to help Topper add a little fun to his life. And the hilarity ensues...